SPENDiD Developer Hub

Our API platform helps you build FinTech apps in radically less time and at lower cost. SPENDiD provides powerful, off-the-shelf functions to generate demographic models, personalized budgets, plus financial health and lending scores.

You'll find comprehensive guides and documentation here to help you start working with our services quickly, as well as support if you get stuck.

Please be sure to also visit our main site at https://www.spendid.io/

Get Started    API Reference


The SPENDiD API is organized around REST. Our API has predictable resource-oriented URLs, accepts application/JSON request bodies, returns application/JSON responses, and uses standard HTTP response codes, authentication, and verbs.

Services have been designed with a developer-first mindset to:

  • Generate personalized financial insights from demographic data
  • Simplify and automate tedious and time-consuming budget tasks
  • Integrate with any system via simple input and output mapping structures
  • Keep things simple

Check out some integration walkthroughs or jump right into our API Reference.


No sandbox environment required

SPENDiD is stateless and requires no persistent connected accounts. All you need to start integrating is an api key. https://www.spendid.io/request-api-key.html


SPENDiD is limited to USA at launch.

Our team tracks many data streams, but currently only within the United States.

Updated about a year ago

What's Next



Suggested Edits are limited on API Reference Pages

You can only suggest edits to Markdown body content, but not to the API spec.